blue-check Enterprises shall be subsidized interests up to 2%/year of loan

Decree No. 31/2022/ND-CP dated May 20th, 2022 of the Government on interest subsidies provided by state budget for loans of enterprises, cooperatives, and household businesses
Posted: 23/5/2022 7:07:46 AM | Latest updated: 25/6/2022 2:06:34 PM (GMT+7) | LuatVietnam: 5456 | Vietlaw: 564

This Decree prescribes interest subsidies for loans granted to enterprises under the policy provided at Resolution No. 43/2022/QH15 dated January 11, 2022 and Resolution No. 11/NQ-CP dated January 30, 2022.

Accordingly, enterprises shall be granted the interest subsidies with the rate of interest subsidies of 2%/year of loans in VND granted by commercial banks and disbursed in the period between January 1, 2022 and December 31, 2023.

However, this interest subsidy policy is only applied to loans of which purposes belong to any of the following cases:

a) Loans are going to be used in any of these sectors: aviation, transport and storage (H), tourism (N79), accommodation and food and beverage services (I), education and training (P), agriculture, forestry ,and fishery (A), processing and manufacturing industries (C), software publishing (J582), computer coding and relevant activities (J-62), information service activities (J-63); including construction activities serving the aforementioned economic sectors but excluding construction activities serving real estate trading mentioned under code (L) according to Decision No. 27/2018/QD-TTg.

b) Loans are going to be used to execute projects for construction of social housing, worker houses, renovation of old apartment buildings in lists of projects consolidated and announced by Ministry of Construction.

Period of interest rate subsidies shall start from the date on which the loan is disbursed to the date on which the borrowers have paid all principal loans and/or interest as per agreements but not exceeding December 31, 2023.

This Decree takes effect from the date of its signing.

Please be informed that the attachments are neither translated nor included in the English file.
Related documents
blue-check 1032/QĐ-NHNN
blue-check 03/2022/TT-NHNNForms of provision of interest rate support for enterprises
blue-check 2144/BTC-TCNH
Penalty document
Effective date 20-May-2022
Expired date Unknown
Published Vietlaw's Newsletter No. 564
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enflag pdficon ND31-20052022CP[EN].pdf
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