blue-check Interest rate on late payment of social insurance contributions in 2022: 4.19%/year

Announcement No. 83/TB-BHXH dated January 12th, 2023 of Vietnam Social Security of average investment interest rate and inter-bank interest rate
Posted: 2/2/2023 11:21:02 AM | Latest updated: 8/2/2023 2:43:12 PM (GMT+7) | LuatVietnam: 5629 | Vietlaw: 598
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According to announcement of Vietnam Social Security, the average investment interest rate applicable in 2022 is 4.19% per annum.

The interbank nine-month term interest rate published by the State bank of Vietnam on December 30th, 2022 is 9.61% per annum.

According to Official letter No. 1622/BHXH-BT dated May 7th, 2013, the average investment interest rate published by Vietnam Social Security shall be used for calculation of interest on late payment of compulsory social insurance contributions.

Ms Phuong Thao (
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Published Vietlaw's Newsletter No. 598

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Interest rate

blue-check Re-discount interest rate and interest rate on overnight loans shall be reduced from March 15th, 2023
blue-check The maximum interest rate applicable to short-term loans denominated in VND shall be reduced to 5% per annum
blue-check Interest rate on late payment of social insurance contributions in 2022: 4.19%/year
blue-check In 2023: The interest rate applicable to concessional housing loans shall be increased to 5%/year
blue-check The maximum interest rate applicable to term deposits less than 6 months shall be increased to 6.0%/year
blue-check New regulations on application of interest rates on premature withdrawal of deposits
blue-check Interest rates of deposits made by the State Treasury and Deposit Insurance of Vietnam at the SBV shall be reduced
blue-check Interest rates applicable to deposits of financial companies shall be reduced to 0.8%/year
blue-check Loan interest rate of the Small and Medium Enterprise Development Fund: 4.16% per annum
blue-check Methods for calculation of interest incurred from depositing and credit extension, applicable from 2018
blue-check From July 10th, 2017: Re-financing interest rate is reduced to 6.25% per annum
blue-check The SBV requests for tightening of adherence to the regulations on deposit interest rate
blue-check From December 18th, 2015: interest rate on USD deposits made by individuals is reduced to 0%/year
blue-check Interest rates of investment credit loans and export credit loans are further reduced from May 19th, 2015
blue-check The interest rate applicable to short - term loans in VND is reduced to 7%/year
blue-check The maximum interest rate of deposits in USD of individuals is reduced to 0.75%/year
red-check Guidelines for provision of interest rate support and subsidy on interest rate difference for implementation of supportive policies on reduction of agricultural losses
blue-check Floating interest rates of VND deposits with term from 6 months or more
blue-check The Bank will be suspended capital mobilization if violated interest rate ceiling
blue-check Not allowed to exceed 14% pa of mobilization interest rate covering all of promotional terms